{"data":{"id":"us-tx/tex.-finance-code-303.016","jurisdiction":"us-tx","citation":"Tex. Finance Code § 303.016","heading":"CHARGING OF RATE LOWER THAN AGREED RATE.","body":"A creditor may charge an interest rate or amount of time price differential that is lower than the rate or amount agreed to in the contract.\nAdded by Acts 1999, 76th Leg., ch. 62, Sec. 7.18(a), eff. Sept. 1, 1999.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE A. INTEREST","CHAPTER 303. OPTIONAL RATE CEILINGS","SUBCHAPTER A. RATE CEILINGS: APPLICABILITY, COMPUTATION, AND PUBLICATION"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.303.htm#303.016","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"4c5520b36103d567d67f81e1030998700659fb894ed86aa822c9ebd19e52ac99","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-303.015","next":"us-tx/tex.-finance-code-303.017"},"notice":"GroundRules: Original legal text. Not legal advice."}