{"data":{"id":"us-tx/tex.-finance-code-303.104","jurisdiction":"us-tx","citation":"Tex. Finance Code § 303.104","heading":"DISCLOSURE OF DECREASE IN INTEREST RATE NOT REQUIRED ON OPEN-END ACCOUNTS INVOLVING CREDIT CARD TRANSACTION OR MERCHANT DISCOUNT.","body":"On an open-end account authorized under Section 342.455 or 346.003, in connection with which credit card transactions are authorized or a merchant discount is imposed or received by the creditor and on which interest is charged under this chapter, the creditor is not required to disclose a decrease in the applicable interest rate.\nAdded by Acts 1999, 76th Leg., ch. 62, Sec. 7.18(a), eff. Sept. 1, 1999.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE A. INTEREST","CHAPTER 303. OPTIONAL RATE CEILINGS","SUBCHAPTER B. OPEN-END ACCOUNTS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.303.htm#303.104","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"0ecdf955a8276d4c79f0970412429e1ae295af8da0224b4d7f23ba1b5c190771","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-303.103","next":"us-tx/tex.-finance-code-303.105"},"notice":"GroundRules: Original legal text. Not legal advice."}