{"data":{"id":"us-tx/tex.-finance-code-303.202","jurisdiction":"us-tx","citation":"Tex. Finance Code § 303.202","heading":"APPLICABILITY OF SUBTITLE B.","body":"Except as inconsistent with this chapter:\n(1) a person engaged in the business of extending open-end credit primarily for personal, family, or household use and who charges on an open-end account a rate or amount under authority of this chapter is subject to the applicable chapter in Subtitle B; and\n(2) a party to an account described by Subdivision (1) or the party's assignees have all the rights, duties, and obligations under that applicable chapter.\nAmended by Acts 1999, 76th Leg., ch. 62, Sec. 7.18(a), eff. Sept. 1, 1999.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE A. INTEREST","CHAPTER 303. OPTIONAL RATE CEILINGS","SUBCHAPTER C. PROVISIONS APPLICABLE TO CERTAIN CONSUMER LOANS AND SECONDARY MORTGAGE LOANS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.303.htm#303.202","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"7d19e2f64a504dd3559e9f61b84d27fc269291202e5039ee457646c6998c685c","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-303.201","next":"us-tx/tex.-finance-code-303.203"},"notice":"GroundRules: Original legal text. Not legal advice."}