{"data":{"id":"us-tx/tex.-finance-code-303.301","jurisdiction":"us-tx","citation":"Tex. Finance Code § 303.301","heading":"AGREEMENT TO WHICH CHAPTER DOES NOT APPLY.","body":"The rate ceilings provided by this chapter do not apply to an agreement:\n(1) under which credit is extended by the seller, or an owner, subsidiary, or corporate affiliate of the seller, for a transaction governed by Chapter 601, Business \u0026 Commerce Code; and\n(2) that is secured by a lien on the obligor's homestead.\nAmended by Acts 1999, 76th Leg., ch. 62, Sec. 7.18(a), eff. Sept. 1, 1999.\nAmended by:\nActs 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278), Sec. 2.16, eff. April 1, 2009.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE A. INTEREST","CHAPTER 303. OPTIONAL RATE CEILINGS","SUBCHAPTER D. LIMITATIONS ON APPLICABILITY OF CHAPTER"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.303.htm#303.301","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"3c209db5ed7b0ae4bbeb35be6f9e34808534601536251e4c4987814c38c66477","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-303.203","next":"us-tx/tex.-finance-code-303.302"},"notice":"GroundRules: Original legal text. Not legal advice."}