{"data":{"id":"us-tx/tex.-finance-code-342.454","jurisdiction":"us-tx","citation":"Tex. Finance Code § 342.454","heading":"RETURN OF INSTRUMENTS TO BORROWER ON REPAYMENT.","body":"Within a reasonable time after a loan is repaid in full or an open-end account is terminated according to the terms of the contract, a lender shall cancel and return to a borrower any instrument, including a note, assignment, security agreement, or mortgage that:\n(1) secured the loan; and\n(2) does not secure another indebtedness of the borrower to the lender.\nAdded by Acts 1999, 76th Leg., ch. 62, Sec. 7.19, eff. Sept. 1, 1999. Amended by Acts 1999, 76th Leg., ch. 909, Sec. 2.18, eff. Sept. 1, 1999.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 342. CONSUMER LOANS","SUBCHAPTER J. AUTHORIZED LENDER'S DUTIES AND AUTHORITY"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.342.htm#342.454","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"589c34f2e9b244b6d8b3c5c514ed64008f24467ea94776f2fad72f9cb2d81c7d","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-342.453","next":"us-tx/tex.-finance-code-342.455"},"notice":"GroundRules: Original legal text. Not legal advice."}