{"data":{"id":"us-tx/tex.-finance-code-343.001","jurisdiction":"us-tx","citation":"Tex. Finance Code § 343.001","heading":"DEFINITIONS.","body":"In this chapter:\n(1) \"Bridge loan\" means temporary or short-term financing requiring payment of only interest until the entire unpaid balance is due.\n(2) \"Home loan\" means a loan that is:\n(A) made to one or more individuals for personal, family, or household purposes; and\n(B) secured in whole or part by:\n(i) a manufactured home, as defined by Section 347.002, used or to be used as the borrower's principal residence; or\n(ii) real property improved by a dwelling designed for occupancy by four or fewer families and used or to be used as the borrower's principal residence.\n(3) \"Restructure\" means a change in the payment schedule or other terms of a home loan as a result of the borrower's default.\nAdded by Acts 2001, 77th Leg., ch. 622, Sec. 1, eff. Sept. 1, 2001.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 343. HOME LOANS","SUBCHAPTER A. GENERAL PROVISIONS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.343.htm#343.001","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"e6593b7b219c58ded863cde2cd238b34895df4498251923e45ca54d39c80bbeb","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-342.605","next":"us-tx/tex.-finance-code-343.002"},"notice":"GroundRules: Original legal text. Not legal advice."}