{"data":{"id":"us-tx/tex.-finance-code-343.203","jurisdiction":"us-tx","citation":"Tex. Finance Code § 343.203","heading":"NEGATIVE AMORTIZATION.","body":"A high-cost home loan may not provide for a payment schedule with regular periodic payments that cause the principal balance to increase, except that this section does not prohibit negative amortization as a consequence of a temporary forbearance, bridge loan, or restructure sought by the borrower.\nAdded by Acts 2001, 77th Leg., ch. 622, Sec. 1, eff. Sept. 1, 2001.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 343. HOME LOANS","SUBCHAPTER C. HIGH-COST HOME LOANS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.343.htm#343.203","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"9abb1cf960b8b0a4473dea7ebece42b30af825fffc01e5462622365329179107","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-343.202","next":"us-tx/tex.-finance-code-343.204"},"notice":"GroundRules: Original legal text. Not legal advice."}