{"data":{"id":"us-tx/tex.-finance-code-343.205","jurisdiction":"us-tx","citation":"Tex. Finance Code § 343.205","heading":"PREPAYMENT PENALTIES PROHIBITED.","body":"A lender may not make a high-cost home loan containing a provision for a prepayment penalty.\nAdded by Acts 2001, 77th Leg., ch. 622, Sec. 1, eff. Sept. 1, 2001.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 343. HOME LOANS","SUBCHAPTER C. HIGH-COST HOME LOANS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.343.htm#343.205","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"2fd743d26154e62e8871b7d2d5d6e95dadb9e8197d7fa7dbb9a817b4d2c5a6ce","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-343.204","next":"us-tx/tex.-finance-code-343.206"},"notice":"GroundRules: Original legal text. Not legal advice."}