{"data":{"id":"us-tx/tex.-finance-code-345.007","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.007","heading":"APPLICABILITY OF CHAPTER.","body":"(a) This chapter applies only to a retail installment transaction.\n(b) This chapter does not affect or apply to a loan made or the business of making loans under other law of this state and does not affect a rule of law applicable to a retail installment sale that is not a retail installment transaction.\n(c) The provisions of this chapter defining specific rates and amounts of charges and requiring certain credit disclosures to be made control over any contrary law of this state respecting those subjects.\n(d) This chapter applies to a retail installment transaction extended to a person who is located in this state at the time the transaction is entered into.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.\nAmended by:\nActs 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 26, eff. September 1, 2019.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER A. GENERAL PROVISIONS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.007","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"23499b80eba915c54fa8292d9fa7fb636e8a52d8a6f440946d8cf81cedd8b1bc","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.006","next":"us-tx/tex.-finance-code-345.008"},"notice":"GroundRules: Original legal text. Not legal advice."}