{"data":{"id":"us-tx/tex.-finance-code-345.052","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.052","heading":"CONTENTS OF CONTRACT.","body":"(a) A retail installment contract must contain:\n(1) the name of the retail seller and the name of the retail buyer;\n(2) the place of business of the retail seller;\n(3) the residence or other address of the retail buyer as specified by the retail buyer;\n(4) the cash price;\n(5) the amount of the retail buyer's down payment, specifying the amount paid in money and the amount allowed for goods traded in; and\n(6) each itemized charge.\n(b) A charge for insurance authorized under Subchapter E may be disclosed as provided by that subchapter.\n(c) A retail installment contract must reasonably identify the goods sold or services furnished under the contract. Multiple items of goods or services may be described in a separate writing in detail sufficient to identify them.\n(d) The contract must contain substantially the following notice printed or typed in at least 10-point type that is bold-faced, capitalized, or underlined or otherwise conspicuously set out from the surrounding written material:\n\"NOTICE TO THE BUYER. DO NOT SIGN THIS CONTRACT BEFORE YOU READ IT OR IF IT CONTAINS BLANK SPACES. YOU ARE ENTITLED TO A COPY OF THE CONTRACT YOU SIGN. UNDER THE LAW YOU HAVE THE RIGHT TO PAY OFF IN ADVANCE THE FULL AMOUNT DUE AND UNDER CERTAIN CONDITIONS MAY OBTAIN A PARTIAL REFUND OF THE FINANCE CHARGE. KEEP THIS CONTRACT TO PROTECT YOUR LEGAL RIGHTS.\"\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER B. RETAIL INSTALLMENT CONTRACT"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.052","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"57efa314db56f23eedc3d48cb58aa44873dc4cf04fa236aae8ed90b485e21f94","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.051","next":"us-tx/tex.-finance-code-345.053"},"notice":"GroundRules: Original legal text. Not legal advice."}