{"data":{"id":"us-tx/tex.-finance-code-345.058","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.058","heading":"MINIMUM TIME PRICE DIFFERENTIAL FOR CONTRACT.","body":"Notwithstanding Section 345.055, 345.056, or 345.057:\n(1) a retail installment contract with an initial principal balance of $75 or more may provide for a minimum time price differential that does not exceed $12;\n(2) a retail installment contract with an initial principal balance of more than $25 and less than $75 may provide for a minimum time price differential that does not exceed $9; and\n(3) a retail installment contract with an initial principal balance of $25 or less may provide for a minimum time price differential that does not exceed $6.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER B. RETAIL INSTALLMENT CONTRACT"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.058","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"c72458d3a099025ff24c3847493511126c9ed362c5661db3b0b90d63e3cec9c2","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.057","next":"us-tx/tex.-finance-code-345.059"},"notice":"GroundRules: Original legal text. Not legal advice."}