{"data":{"id":"us-tx/tex.-finance-code-345.074","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.074","heading":"REFUND CREDIT ON PREPAYMENT.","body":"If a retail buyer prepays a retail installment contract in full or if the holder demands payment of the unpaid balance of the contract in full before the contract's final installment is due, the buyer is entitled to receive a refund credit as provided by Section 345.075 or 345.076, as applicable.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER B. RETAIL INSTALLMENT CONTRACT"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.074","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"4b0e356f038278d87b2d4b3166ebf2d2364f0bfe96b2f947e3c1edac7e04e47f","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.073","next":"us-tx/tex.-finance-code-345.075"},"notice":"GroundRules: Original legal text. Not legal advice."}