{"data":{"id":"us-tx/tex.-finance-code-345.102","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.102","heading":"AGREEMENT GENERAL REQUIREMENTS.","body":"(a) A retail charge agreement must be in writing and signed by the retail buyer.\n(b) An agreement must contain substantially the following notice printed or typed in at least 10-point type that is bold-faced, capitalized, underlined, or otherwise conspicuously set out from the surrounding written material:\n\"NOTICE TO THE BUYER--DO NOT SIGN THIS AGREEMENT BEFORE YOU READ IT OR IF IT CONTAINS BLANK SPACES. YOU ARE ENTITLED TO A COPY OF THE AGREEMENT YOU SIGN. KEEP THIS AGREEMENT TO PROTECT YOUR LEGAL RIGHTS.\"\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER C. RETAIL CHARGE AGREEMENT"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.102","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"31dd80ab4832931b2991098fa460fd37f194d8dbad408f66b6f9a9db852b45c0","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.101","next":"us-tx/tex.-finance-code-345.103"},"notice":"GroundRules: Original legal text. Not legal advice."}