{"data":{"id":"us-tx/tex.-finance-code-345.104","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.104","heading":"USE OF OPTIONAL CEILING.","body":"(a) As an alternative to the maximum rate or amount authorized for a time price differential under Section 345.103, a retail charge agreement may provide for a rate or amount of time price differential that does not exceed the rate or amount authorized by Chapter 303.\n(b) The provisions of Chapter 303 applicable to open-end accounts apply to a retail charge agreement to which this section applies.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.\nAmended by:\nActs 2005, 79th Leg., Ch. 1018 (H.B. 955), Sec. 2.16, eff. September 1, 2005.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER C. RETAIL CHARGE AGREEMENT"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.104","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"642b95f3c2f79e1f67447eae5634d829fe6d8cd6e3fb7ebf966b2d00ac2d3780","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.103","next":"us-tx/tex.-finance-code-345.105"},"notice":"GroundRules: Original legal text. Not legal advice."}