{"data":{"id":"us-tx/tex.-finance-code-345.158","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.158","heading":"RETAIL CHARGE AGREEMENT TO WHICH SUBCHAPTER DOES NOT APPLY.","body":"This subchapter does not apply to a retail charge agreement that:\n(1) is a home solicitation transaction that is subject to Chapter 601, Business \u0026 Commerce Code;\n(2) is secured by a lien on the obligor's homestead; and\n(3) provides for credit that is extended by the retail seller or the seller's owner, subsidiary, or corporate affiliate.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.\nAmended by:\nActs 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278), Sec. 2.18, eff. April 1, 2009.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER D. ALTERNATE FINANCE CHARGE CEILING"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.158","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"94fa1ab823d1416bd23dcebe749639366af90bd3b287150d244e83a4f488cda9","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.157","next":"us-tx/tex.-finance-code-345.201"},"notice":"GroundRules: Original legal text. Not legal advice."}