{"data":{"id":"us-tx/tex.-finance-code-345.202","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.202","heading":"CREDIT LIFE, CREDIT HEALTH AND ACCIDENT, AND CREDIT INVOLUNTARY UNEMPLOYMENT INSURANCE.","body":"(a) As additional protection for the contract or agreement, a holder may:\n(1) request or require a retail buyer to provide credit life insurance and credit health and accident insurance; and\n(2) request or allow a retail buyer to provide credit involuntary unemployment insurance.\n(b) A holder may include the cost of insurance provided under Subsection (a) as a separate charge in the contract or agreement.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER E. INSURANCE"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.202","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"d96995063f1ef06611c5f7d1dba583c1e85f77f79b760531b675ea1b9dc7262b","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.201","next":"us-tx/tex.-finance-code-345.203"},"notice":"GroundRules: Original legal text. Not legal advice."}