{"data":{"id":"us-tx/tex.-finance-code-345.212","jurisdiction":"us-tx","citation":"Tex. Finance Code § 345.212","heading":"NONFILING INSURANCE.","body":"(a) Instead of charging fees for the filing, recording, and releasing of documents for the perfection of a security interest created in connection with a retail installment transaction, the holder may include in the retail installment contract or retail charge agreement a charge for a nonfiling insurance premium.\n(b) The amount of a charge under Subsection (a) may not exceed the amount of fees authorized for filing and recording an original financing statement in the standard form prescribed by the secretary of state.\n(c) A holder may receive a charge authorized by this section only if the holder purchases nonfiling insurance in connection with the retail installment transaction.\n(d) A holder is not required to furnish to a retail buyer a policy or certificate of insurance evidencing nonfiling insurance.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 345. RETAIL INSTALLMENT SALES","SUBCHAPTER E. INSURANCE"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.345.htm#345.212","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"8310917ed020695083559706eb2413fc8c91dbf81090f6728f7769790c674a8c","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.211","next":"us-tx/tex.-finance-code-345.213"},"notice":"GroundRules: Original legal text. Not legal advice."}