{"data":{"id":"us-tx/tex.-finance-code-346.001","jurisdiction":"us-tx","citation":"Tex. Finance Code § 346.001","heading":"DEFINITIONS.","body":"In this chapter:\n(1) \"Billing cycle\" means the interval between periodic billing statements.\n(2) \"Credit card\" means a card, confirmation, or identification or check or other written request by which a customer obtains access to a revolving credit account.\n(3) \"Creditor\" means an authorized lender who directly or through another who honors a credit card issued by the person, extends credit, including money loaned, to a customer under an agreement that provides for the use of a credit card.\n(4) \"Customer\" means a person who has accepted a revolving credit account.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 346. REVOLVING CREDIT ACCOUNTS","SUBCHAPTER A. GENERAL PROVISIONS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.346.htm#346.001","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"96a56c7c10f0b124fb9c00b8ceacf2fca033fafff19d3b367eeefb65340b1738","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-345.357","next":"us-tx/tex.-finance-code-346.002"},"notice":"GroundRules: Original legal text. Not legal advice."}