{"data":{"id":"us-tx/tex.-finance-code-346.004","jurisdiction":"us-tx","citation":"Tex. Finance Code § 346.004","heading":"APPLICATION OF CHAPTER TO REVOLVING CREDIT ACCOUNTS.","body":"(a) Unless the contract for the account provides otherwise, this chapter applies to a revolving credit account described by Section 346.003 if the loan or extension of credit is extended primarily for personal, family, or household use to a person who is located in this state at the time the loan is made or the extension of credit is entered into.\n(b) Unless the contract for the account provides that this chapter applies, this chapter does not apply to a revolving credit account described by Section 346.003 if the loan or extension of credit is for business, commercial, investment, or similar purposes.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.\nAmended by:\nActs 2005, 79th Leg., Ch. 1018 (H.B. 955), Sec. 2.17, eff. September 1, 2005.\nActs 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 29, eff. September 1, 2019.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 346. REVOLVING CREDIT ACCOUNTS","SUBCHAPTER A. GENERAL PROVISIONS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.346.htm#346.004","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"b4015bc67029f89d893d13bc40c1feb4135d56ce73946b73709b131e9864e480","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-346.003","next":"us-tx/tex.-finance-code-346.005"},"notice":"GroundRules: Original legal text. Not legal advice."}