{"data":{"id":"us-tx/tex.-finance-code-346.201","jurisdiction":"us-tx","citation":"Tex. Finance Code § 346.201","heading":"INSURANCE; COLLATERAL.","body":"In connection with a revolving credit account, a creditor may require or take insurance subject to the provisions of Chapter 342, relating to insurance, as if the revolving credit account were a loan contract under that chapter. A creditor may require or take real or personal property as collateral.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. Amended by Acts 1999, 76th Leg., ch. 62, Sec. 7.55, eff. Sept. 1, 1999; Acts 2003, 78th Leg., ch. 887, Sec. 4, eff. Sept. 1, 2003.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 346. REVOLVING CREDIT ACCOUNTS","SUBCHAPTER C. CREDITOR'S DUTIES AND AUTHORITY"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.346.htm#346.201","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"7f36ba668c87076f76f2cf6355846c2fead6a74adfd18e778cd940d1265f65bc","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-346.103","next":"us-tx/tex.-finance-code-346.202"},"notice":"GroundRules: Original legal text. Not legal advice."}