{"data":{"id":"us-tx/tex.-finance-code-348.0015","jurisdiction":"us-tx","citation":"Tex. Finance Code § 348.0015","heading":"PRESUMPTION REGARDING NONCOMMERCIAL VEHICLES; EXCEPTION.","body":"(a) A motor vehicle that is not described by Section 353.001(1)(A), (B), or (C) or a motor vehicle that is of a type typically used for personal, family, or household use, as determined by finance commission rule, is presumed not to be a commercial vehicle.\n(b) Notwithstanding Subsection (a), if a retail buyer represents in writing that a motor vehicle is not for personal, family, or household use, or that the vehicle is for commercial use, a retail seller or holder to whom the representation is made may rely on that representation unless the retail seller or holder, as applicable, has actual knowledge that the representation is not true.\nAdded by Acts 2009, 81st Leg., R.S., Ch. 238 (S.B. 1965), Sec. 4, eff. September 1, 2009.\nAmended by:\nActs 2011, 82nd Leg., R.S., Ch. 117 (H.B. 2559), Sec. 8, eff. September 1, 2011.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 348. MOTOR VEHICLE INSTALLMENT SALES","SUBCHAPTER A. GENERAL PROVISIONS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.348.htm#348.0015","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"e3e510f2b1cf2389f62c0877600bcb7395adc4c31b426c8955c10fca4aacbad1","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-348.001","next":"us-tx/tex.-finance-code-348.002"},"notice":"GroundRules: Original legal text. Not legal advice."}