{"data":{"id":"us-tx/tex.-finance-code-348.105","jurisdiction":"us-tx","citation":"Tex. Finance Code § 348.105","heading":"USE OF OPTIONAL CEILING.","body":"As an alternative to the maximum rate or amount authorized for a time price differential under Section 348.104 or 348.106, a retail installment contract may provide for a rate or amount of time price differential that does not exceed the rate or amount authorized by Chapter 303.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 348. MOTOR VEHICLE INSTALLMENT SALES","SUBCHAPTER B. RETAIL INSTALLMENT CONTRACT"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.348.htm#348.105","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"1ceaede0524ffe8ff8218b7d3aea123b71b1eda23684b614ac293994c7d22055","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-348.104","next":"us-tx/tex.-finance-code-348.106"},"notice":"GroundRules: Original legal text. Not legal advice."}