{"data":{"id":"us-tx/tex.-finance-code-348.202","jurisdiction":"us-tx","citation":"Tex. Finance Code § 348.202","heading":"CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE.","body":"(a) As additional protection for the contract, a holder may request or require a retail buyer to provide credit life insurance and credit health and accident insurance.\n(b) As additional protection for the contract, a seller may offer involuntary unemployment insurance to the buyer at the time the contract is executed.\n(c) A holder may include the cost of insurance provided under Subsection (a) or (b), and a policy or agent fee charged in connection with insurance provided under Subsection (a) or (b), as a separate charge in the contract.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. Amended by Acts 1999, 76th Leg., ch. 1107, Sec. 1, eff. June 18, 1999; Acts 2001, 77th Leg., ch. 409, Sec. 1, eff. Sept. 1, 2001.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 348. MOTOR VEHICLE INSTALLMENT SALES","SUBCHAPTER C. INSURANCE"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.348.htm#348.202","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"f307bb123a93581b55d0edd0e7fc978921f789f16116faecd17ce540ef5726bd","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-348.201","next":"us-tx/tex.-finance-code-348.203"},"notice":"GroundRules: Original legal text. Not legal advice."}