{"data":{"id":"us-tx/tex.-finance-code-349.402","jurisdiction":"us-tx","citation":"Tex. Finance Code § 349.402","heading":"LIMITATION PERIOD.","body":"(a) Except as provided by Subsection (b), an action under this chapter must be brought before the later of:\n(1) the fourth anniversary of the date of the loan or retail installment transaction with respect to which the violation occurred; or\n(2) the second anniversary of the date on which the violation occurred.\n(b) An action under this chapter with respect to an open-end credit transaction must be brought before the second anniversary of the date on which the violation occurred.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE B. LOANS AND FINANCED TRANSACTIONS","CHAPTER 349. PENALTIES AND LIABILITIES","SUBCHAPTER E. PROCEDURES FOR CIVIL ACTIONS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.349.htm#349.402","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"e58f76de96e67ba585ea114a33882f6bd88b52292fd36d83b42c00dfd3aeac90","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-349.401","next":"us-tx/tex.-finance-code-349.403"},"notice":"GroundRules: Original legal text. Not legal advice."}