{"data":{"id":"us-tx/tex.-finance-code-392.302","jurisdiction":"us-tx","citation":"Tex. Finance Code § 392.302","heading":"HARASSMENT; ABUSE.","body":"In debt collection, a debt collector may not oppress, harass, or abuse a person by:\n(1) using profane or obscene language or language intended to abuse unreasonably the hearer or reader;\n(2) placing telephone calls without disclosing the name of the individual making the call and with the intent to annoy, harass, or threaten a person at the called number;\n(3) causing a person to incur a long distance telephone toll, telegram fee, or other charge by a medium of communication without first disclosing the name of the person making the communication; or\n(4) causing a telephone to ring repeatedly or continuously, or making repeated or continuous telephone calls, with the intent to harass a person at the called number.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 5. PROTECTION OF CONSUMERS OF FINANCIAL SERVICES","CHAPTER 392. DEBT COLLECTION","SUBCHAPTER D. PROHIBITED DEBT COLLECTION METHODS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.392.htm#392.302","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"f5bd3d4df440474fd54b3bd12c7b926b46d19230e6b35077c65c4651acfc1229","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-392.301","next":"us-tx/tex.-finance-code-392.303"},"notice":"GroundRules: Original legal text. Not legal advice."}