{"data":{"id":"us-tx/tex.-finance-code-94.052","jurisdiction":"us-tx","citation":"Tex. Finance Code § 94.052","heading":"CONSUMER LOANS.","body":"In the case of a consumer loan:\n(1) a savings bank may charge a borrower the reasonable value of services rendered in connection with making the loan; and\n(2) an expense charged a borrower must be:\n(A) necessary and proper for the protection of the lender; and\n(B) actually incurred in connection with making the loan.\nActs 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.","path":["FINANCE CODE","TITLE 3. FINANCIAL INSTITUTIONS AND BUSINESSES","SUBTITLE C. SAVINGS BANKS","CHAPTER 94. LOANS AND INVESTMENTS","SUBCHAPTER B. LOAN EXPENSES"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.94.htm#94.052","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"f36c56512a1af09d7afe6e204dace8564df377ee85fb41ef3afb0840295ea9d3","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-94.051","next":"us-tx/tex.-finance-code-94.053"},"notice":"GroundRules: Original legal text. Not legal advice."}