{"data":{"id":"us-tx/tex.-insurance-code-1106.003","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 1106.003","heading":"MENTAL INCAPACITY DEFINED.","body":"In this chapter, \"mental incapacity\" means a lack of the ability to:\n(1) understand and appreciate the nature and consequences of a decision regarding the failure to pay a premium when due; and\n(2) reach an informed decision in the matter.\nAdded by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.","path":["INSURANCE CODE","TITLE 7. LIFE INSURANCE AND ANNUITIES","SUBTITLE A. LIFE INSURANCE IN GENERAL","CHAPTER 1106. REINSTATEMENT OF CERTAIN LIFE INSURANCE POLICIES"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1106.htm#1106.003","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"4469d99849025c147727eedf8750403d731f22a7a93faffa5f32f1b506ae06af","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-1106.002","next":"us-tx/tex.-insurance-code-1106.004"},"notice":"GroundRules: Original legal text. Not legal advice."}