{"data":{"id":"us-tx/tex.-insurance-code-1201.152","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 1201.152","heading":"COVERAGE UNDER SIMPLIFIED APPLICATION FORM.","body":"(a) Notwithstanding Clause (b) of the provision required by Section 1201.208(a), an individual accident and health insurance policy must cover any loss that occurs after 12 months from a preexisting condition if the insurer uses a simplified application form that does not include a question concerning the applicant's health history or medical treatment history.\n(b) This section applies regardless of whether the simplified application form includes a question regarding the applicant's health at the time of application.\n(c) This section does not require an insurer to cover a loss from a condition that the policy specifically excludes from coverage.\nAdded by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.","path":["INSURANCE CODE","TITLE 8. HEALTH INSURANCE AND OTHER HEALTH COVERAGES","SUBTITLE A. HEALTH COVERAGE IN GENERAL","CHAPTER 1201. ACCIDENT AND HEALTH INSURANCE","SUBCHAPTER D. PREEXISTING CONDITIONS"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1201.htm#1201.152","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"dc376d5b9149c8bf0fb5be70291d1b95d922a0a61c4c5df88634c4e7ad1fe8a0","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-1201.151","next":"us-tx/tex.-insurance-code-1201.153"},"notice":"GroundRules: Original legal text. Not legal advice."}