{"data":{"id":"us-tx/tex.-insurance-code-1952.103","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 1952.103","heading":"UNDERINSURED MOTOR VEHICLE.","body":"For purposes of the coverage required by this subchapter, \"underinsured motor vehicle\" means an insured motor vehicle on which there is collectible liability insurance coverage with limits of liability for the owner or operator that were originally lower than, or have been reduced by payment of claims arising from the same accident to, an amount less than the limit of liability stated in the underinsured coverage of the insured's policy.\nAdded by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.","path":["INSURANCE CODE","TITLE 10. PROPERTY AND CASUALTY INSURANCE","SUBTITLE C. AUTOMOBILE INSURANCE","CHAPTER 1952. POLICY PROVISIONS AND FORMS FOR AUTOMOBILE INSURANCE","SUBCHAPTER C. UNINSURED OR UNDERINSURED MOTORIST COVERAGE"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1952.htm#1952.103","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"1707cf20eadd3bf4cce30e4d1f9b6e469e42567c06d025fb1b0967c81b18b90f","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-1952.102","next":"us-tx/tex.-insurance-code-1952.104"},"notice":"GroundRules: Original legal text. Not legal advice."}