{"data":{"id":"us-tx/tex.-insurance-code-1953.051","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 1953.051","heading":"CERTAIN RATING PLANS PROHIBITED.","body":"(a) A rating plan regarding the writing of automobile insurance, other than insurance written under Chapter 2151, may not:\n(1) assign a rate consequence to a charge or conviction for a violation of Subtitle C, Title 7, Transportation Code; or\n(2) otherwise cause premiums for automobile insurance to be increased because of a charge or conviction described by Subdivision (1).\n(b) A rating plan regarding the writing of personal automobile insurance may not:\n(1) assign a rate consequence solely to:\n(A) a consumer inquiry, as defined by Section 544.551, made by an applicant or insured; or\n(B) a claim filed by an insured under a personal automobile insurance policy that is not paid or payable under the policy; or\n(2) otherwise cause premiums for personal automobile insurance to be increased solely because of an inquiry or claim described by Subdivision (1).\nAdded by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.\nAmended by:\nActs 2015, 84th Leg., R.S., Ch. 1137 (S.B. 189), Sec. 4, eff. September 1, 2015.","path":["INSURANCE CODE","TITLE 10. PROPERTY AND CASUALTY INSURANCE","SUBTITLE C. AUTOMOBILE INSURANCE","CHAPTER 1953. RATE REGULATION AND RATEMAKING FOR AUTOMOBILE INSURANCE","SUBCHAPTER B. RATEMAKING"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1953.htm#1953.051","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"42d424e881e26cf2e456f265dcccfcf375fcfc498b7b586c167d836f6827f284","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-1953.001","next":"us-tx/tex.-insurance-code-1953.052"},"notice":"GroundRules: Original legal text. Not legal advice."}