{"data":{"id":"us-tx/tex.-insurance-code-2054.603","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 2054.603","heading":"CONSIDERATIONS AND GUIDING PRINCIPLES FOR DEVELOPING HEALTH BENEFIT COVERAGE OFFERINGS.","body":"(a) In developing health benefit coverage or health benefit plan options to be offered through a subsidiary of the company, the company shall fully explore all health coverage options that may be offered under this subchapter and place emphasis on:\n(1) increasing competition in the health insurance market;\n(2) utilizing innovations that improve the quality of health care while lowering health care costs;\n(3) ensuring adequacy of benefits and access to care for individuals in this state with preexisting conditions;\n(4) issuing coverage in a manner that does not discriminate against individuals with preexisting conditions;\n(5) leveraging federal tax credits that may be available for private health benefit plans to the greatest extent possible to increase the affordability of health benefit plans;\n(6) ensuring transparency and coherence of costs and coverage to inform individuals shopping for health benefits;\n(7) reducing incidences of medical debt faced by individuals in this state and uncompensated care faced by providers in this state; and\n(8) ensuring equitable costs regardless of gender or prospects of pregnancy or childbirth.\nAdded by Acts 2021, 87th Leg., R.S., Ch. 1019 (H.B. 3752), Sec. 2, eff. September 1, 2021.","path":["INSURANCE CODE","TITLE 10. PROPERTY AND CASUALTY INSURANCE","SUBTITLE E. WORKERS' COMPENSATION INSURANCE","CHAPTER 2054. TEXAS MUTUAL INSURANCE COMPANY","SUBCHAPTER M. SUBSIDIARIES AUTHORIZED TO PROVIDE HEALTH BENEFIT COVERAGE"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.2054.htm#2054.603","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"57bd1939d5c0632979cbd8118b39648b3cecfaab1f40da8bd8ddd0bdf4d0e88e","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-2054.602","next":"us-tx/tex.-insurance-code-2054.604"},"notice":"GroundRules: Original legal text. Not legal advice."}