{"data":{"id":"us-tx/tex.-insurance-code-4008.001","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 4008.001","heading":"PURPOSE.","body":"Certain insurance products are so complex that the general agent licensing and continuing education requirements are insufficient to ensure the level of agent expertise necessary to safeguard consumer interests. Agents should be equipped with the necessary skills and knowledge to assist insureds appropriately in their purchases. Requiring agent training or demonstration of knowledge before an agent may sell particularly complex products mitigates the negative impact caused by agents selling complex products without the training and knowledge necessary to sell those products in a manner that is fair and beneficial to insureds.\nAdded by Acts 2009, 81st Leg., R.S., Ch. 451 (H.B. 2456), Sec. 5, eff. June 19, 2009.","path":["INSURANCE CODE","TITLE 13. REGULATION OF PROFESSIONALS","SUBTITLE A. GENERAL PROVISIONS","CHAPTER 4008. AGENT CERTIFICATION AND EDUCATION PROGRAMS FOR COMPLEX INSURANCE PRODUCTS"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.4008.htm#4008.001","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"515ea429fc5a7d0df2cb8059b56f44d63ee8557b70538e00b6af142009e06a20","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-4007.002","next":"us-tx/tex.-insurance-code-4008.002"},"notice":"GroundRules: Original legal text. Not legal advice."}