{"data":{"id":"us-tx/tex.-insurance-code-462.201","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 462.201","heading":"COVERED CLAIMS IN GENERAL.","body":"A claim is a covered claim if:\n(1) the claim is an unpaid claim;\n(2) the claim is made under an insurance policy to which this chapter applies that is:\n(A) issued by an insurer authorized to engage in business in this state; or\n(B) assumed by an insurer authorized to engage in business in this state that issues an assumption certificate to the insured;\n(3) the claim arises out of the policy and is within the coverage and applicable limits of the policy;\n(4) the insurer that issued the policy or assumed the policy under an assumption certificate issued to the insured is an impaired insurer; and\n(5) the claim:\n(A) is made by a liability claimant or insured who is a resident of this state at the time of the insured event; or\n(B) is a first-party claim for damage to property that is permanently located in this state.\nAdded by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 1, eff. April 1, 2007.","path":["INSURANCE CODE","TITLE 4. REGULATION OF SOLVENCY","SUBTITLE D. GUARANTY ASSOCIATIONS","CHAPTER 462. TEXAS PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION","SUBCHAPTER E. COVERED CLAIMS; CLAIMANTS"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.462.htm#462.201","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"fa6d33e0c7338b471e837743982480cb5058ca98177941872d1b6f695eec453e","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-462.168","next":"us-tx/tex.-insurance-code-462.202"},"notice":"GroundRules: Original legal text. Not legal advice."}