{"data":{"id":"us-tx/tex.-insurance-code-541.151","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 541.151","heading":"PRIVATE ACTION FOR DAMAGES AUTHORIZED.","body":"A person who sustains actual damages may bring an action against another person for those damages caused by the other person engaging in an act or practice:\n(1) defined by Subchapter B to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance; or\n(2) specifically enumerated in Section 17.46(b), Business \u0026 Commerce Code, as an unlawful deceptive trade practice if the person bringing the action shows that the person relied on the act or practice to the person's detriment.\nAdded by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES","CHAPTER 541. UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE ACTS OR PRACTICES","SUBCHAPTER D. PRIVATE ACTION FOR DAMAGES"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.541.htm#541.151","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"9cf93d7f673b9f88ba8b650dfec5b11bd6836e2587c8ae7c688bacd35ef369d2","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-541.111","next":"us-tx/tex.-insurance-code-541.152"},"notice":"GroundRules: Original legal text. Not legal advice."}