{"data":{"id":"us-tx/tex.-insurance-code-544.103","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 544.103","heading":"PROHIBITION ON USE OF CERTAIN GUIDELINES.","body":"(a) A health benefit plan issuer may not use an underwriting guideline that is based on:\n(1) the ability of an insured or enrollee or an applicant for insurance coverage or health care benefits to speak English fluently; or\n(2) the literacy in English of the insured, enrollee, or applicant.\n(b) An applicant has the burden of proof to establish a violation of this subchapter.\nAdded by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES","CHAPTER 544. PROHIBITED DISCRIMINATION","SUBCHAPTER C. ENGLISH FLUENCY"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.544.htm#544.103","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"46de64e06f2b3078319cbfbbffcc36b4325016f9956b625bba7fe52a1889837b","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-544.102","next":"us-tx/tex.-insurance-code-544.151"},"notice":"GroundRules: Original legal text. Not legal advice."}