{"data":{"id":"us-tx/tex.-insurance-code-544.553","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 544.553","heading":"PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY.","body":"An insurer may not:\n(1) use an underwriting guideline based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured; or\n(2) charge a rate that is different from the rate charged to other individuals for the same coverage or increase a rate charged to an insured based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured.\nAdded by Acts 2013, 83rd Leg., R.S., Ch. 570 (S.B. 736), Sec. 1, eff. September 1, 2013.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES","CHAPTER 544. PROHIBITED DISCRIMINATION","SUBCHAPTER L. CONSUMER INQUIRY"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.544.htm#544.553","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"b70a6ec09f3c981be187d55cabfdb322b73a253efefb553445ec37e4a0d246af","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-544.552","next":"us-tx/tex.-insurance-code-544.601"},"notice":"GroundRules: Original legal text. Not legal advice."}