{"data":{"id":"us-tx/tex.-insurance-code-559.051","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 559.051","heading":"PERMISSIBLE USE OF CREDIT SCORING.","body":"An insurer may use credit scoring, except for factors that constitute unfair discrimination, to develop rates, rating classifications, or underwriting criteria regarding lines of insurance subject to this chapter.\nAdded by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.020(a), eff. September 1, 2005.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES","CHAPTER 559. CREDIT SCORING AND CREDIT INFORMATION","SUBCHAPTER B. USE OF CREDIT SCORING AND CREDIT INFORMATION"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.559.htm#559.051","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"426b3eb043eae6bca6882e151fded032ee79af7d2eb8752f2d8c38caca1d1545","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-559.004","next":"us-tx/tex.-insurance-code-559.052"},"notice":"GroundRules: Original legal text. Not legal advice."}