{"data":{"id":"us-tx/tex.-insurance-code-559.151","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 559.151","heading":"FILING REQUIRED.","body":"(a) An insurer that uses credit scores to underwrite and rate risks shall file the insurer's credit scoring models or other credit scoring processes with the department.\n(b) Another entity may file credit scoring models on behalf of an insurer.\n(c) A filing that includes credit scoring may include loss experience justifying the use of credit information.\nAdded by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.020(a), eff. September 1, 2005.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES","CHAPTER 559. CREDIT SCORING AND CREDIT INFORMATION","SUBCHAPTER D. FILING OF CREDIT SCORING MODELS"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.559.htm#559.151","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"732e93a34370605696cee2eec39bc974d5925729c5be43c0b8aa85e57c819a14","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-559.103","next":"us-tx/tex.-insurance-code-559.152"},"notice":"GroundRules: Original legal text. Not legal advice."}