{"data":{"id":"us-tx/tex.-insurance-code-565.005","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 565.005","heading":"PROHIBITED CRITERIA.","body":"Except as provided by Section 565.006, an insurer may not use an environmental, social, or governance model, score, factor, or standard to charge a rate different than the rate charged to another business or risk in the same class for essentially the same hazard.\nAdded by Acts 2023, 88th Leg., R.S., Ch. 1144 (S.B. 833), Sec. 1, eff. September 1, 2023.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES","CHAPTER 565. PROHIBITED RATING CRITERIA"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.565.htm#565.005","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"af7563873335e13b68c5b70f3cf508d3658ec204398e2dce1ef01488f7037968","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-565.004","next":"us-tx/tex.-insurance-code-565.006"},"notice":"GroundRules: Original legal text. Not legal advice."}