{"data":{"id":"us-tx/tex.-insurance-code-651.157","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 651.157","heading":"PERFECTION OF PREMIUM FINANCE AGREEMENT AS SECURED TRANSACTION: FILING NOT REQUIRED.","body":"Filing of a premium finance agreement or a financing statement is not necessary to perfect the agreement as a secured transaction against a creditor, subsequent purchaser, pledgee, encumbrancer, successor, or assign of the insured or any other party.\nAdded by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE E. PREMIUM FINANCING","CHAPTER 651. FINANCING OF INSURANCE PREMIUMS","SUBCHAPTER D. PREMIUM FINANCE AGREEMENTS"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.651.htm#651.157","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"663f63a316b88b4a75eaaf028a5f9502405622bf1ab0af16c314eb33771b829e","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-651.156","next":"us-tx/tex.-insurance-code-651.158"},"notice":"GroundRules: Original legal text. Not legal advice."}