{"data":{"id":"us-tx/tex.-insurance-code-705.051","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 705.051","heading":"IMMATERIAL MISREPRESENTATION IN LIFE, ACCIDENT, OR HEALTH INSURANCE APPLICATION.","body":"A misrepresentation in an application for a life, accident, or health insurance policy does not defeat recovery under the policy unless the misrepresentation:\n(1) is of a material fact; and\n(2) affects the risks assumed.\nAdded by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE F. INSURANCE FRAUD AND IDENTITY THEFT","CHAPTER 705. MISREPRESENTATIONS BY POLICYHOLDERS","SUBCHAPTER B. SPECIAL PROVISIONS RELATED TO LIFE, ACCIDENT, AND HEALTH INSURANCE POLICIES"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.705.htm#705.051","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"eeb1d3d700fcd21a8ca36370eb5e1f9172c82b10a3c7b6d298e24ec2a897c481","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-705.005","next":"us-tx/tex.-insurance-code-705.101"},"notice":"GroundRules: Original legal text. Not legal advice."}