{"data":{"id":"us-tx/tex.-insurance-code-751.151","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 751.151","heading":"COLLECTION OF INFORMATION; COMMISSIONER ANALYSIS.","body":"(a) Subject to Subsection (d), the commissioner shall gather insurance market information from:\n(1) data available to the department, including survey results and information required to be reported to the department;\n(2) information collected by the National Association of Insurance Commissioners and other public and private sources; and\n(3) information from within and outside the insurance industry.\n(b) The commissioner shall analyze the information compiled under Subsection (a) as necessary to:\n(1) develop a baseline understanding of the insurance marketplace; and\n(2) identify for further review insurers or insurance practices that deviate significantly from the norm or that pose a potential risk to the insurance consumer.\n(c) The commissioner shall use the market analysis handbook as a resource in performing the analysis required under this section.\n(d) Except as otherwise specifically provided, the department or the commissioner, as applicable, may not require an insurer to report information in a manner that is inconsistent with the records the insurer maintains in the ordinary course of business or can create at a reasonable expense or effort.\nAdded by Acts 2005, 79th Leg., Ch. 291 (S.B. 14), Sec. 3, eff. September 1, 2005.","path":["INSURANCE CODE","TITLE 5. PROTECTION OF CONSUMER INTERESTS","SUBTITLE G. REGULATION OF INSURER MARKET CONDUCT","CHAPTER 751. MARKET CONDUCT SURVEILLANCE","SUBCHAPTER D. MARKET ANALYSIS PROCEDURES"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.751.htm#751.151","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"09a42f96b4c2e623d0694431ae93cda05d10274c2d441a4c17dc88dfe85c8945","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-751.101","next":"us-tx/tex.-insurance-code-751.152"},"notice":"GroundRules: Original legal text. Not legal advice."}