{"data":{"id":"us-tx/tex.-insurance-code-862.054","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 862.054","heading":"FIRE INSURANCE: BREACH BY INSURED; PERSONAL PROPERTY COVERAGE.","body":"Unless the breach or violation contributed to cause the destruction of the property, a breach or violation by the insured of a warranty, condition, or provision of a fire insurance policy or contract of insurance on personal property, or of an application for the policy or contract:\n(1) does not render the policy or contract void; and\n(2) is not a defense to a suit for loss.\nAdded by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.","path":["INSURANCE CODE","TITLE 6. ORGANIZATION OF INSURERS AND RELATED ENTITIES","SUBTITLE D. CASUALTY COMPANIES","CHAPTER 862. FIRE AND MARINE INSURANCE COMPANIES","SUBCHAPTER B. INSURANCE COVERAGE PROVIDED BY FIRE AND MARINE INSURANCE COMPANIES"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.862.htm#862.054","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"53d7affce60c041b37bd3578152f35325ce8dd70642a0b4ffcba5e4e9919520c","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-862.053","next":"us-tx/tex.-insurance-code-862.055"},"notice":"GroundRules: Original legal text. Not legal advice."}