{"data":{"id":"us-tx/tex.-insurance-code-862.055","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 862.055","heading":"FIRE INSURANCE: INTEREST OF MORTGAGEE OR TRUSTEE.","body":"(a) The interest of a mortgagee or trustee under a fire insurance contract covering property located in this state may not be invalidated by:\n(1) an act or neglect of the mortgagor or owner of the property; or\n(2) the occurrence of a condition beyond the mortgagor's or owner's control.\n(b) A provision of a contract that conflicts with Subsection (a) is void.\nAdded by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.","path":["INSURANCE CODE","TITLE 6. ORGANIZATION OF INSURERS AND RELATED ENTITIES","SUBTITLE D. CASUALTY COMPANIES","CHAPTER 862. FIRE AND MARINE INSURANCE COMPANIES","SUBCHAPTER B. INSURANCE COVERAGE PROVIDED BY FIRE AND MARINE INSURANCE COMPANIES"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.862.htm#862.055","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"73a5ca46e784c61e20ed5582f81fec350cf3a04082027968145a01820a3b9375","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-862.054","next":"us-tx/tex.-insurance-code-862.101"},"notice":"GroundRules: Original legal text. Not legal advice."}