{"data":{"id":"us-tx/tex.-insurance-code-881.104","jurisdiction":"us-tx","citation":"Tex. Insurance Code § 881.104","heading":"CERTIFICATE OR POLICY AND APPLICATION; REPRESENTATIONS IN APPLICATION.","body":"(a) An application for a certificate or policy may not be used as a defense against a claim or loss under the certificate or policy unless a copy of the application is attached to the certificate or policy.\n(b) A misrepresentation in an application for a certificate or policy may not be used as a defense against a claim or loss under the certificate or policy unless it is shown that the misrepresentation is material to the risk assumed.\nAdded by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.","path":["INSURANCE CODE","TITLE 6. ORGANIZATION OF INSURERS AND RELATED ENTITIES","SUBTITLE E. MUTUAL AND FRATERNAL COMPANIES AND RELATED ENTITIES","CHAPTER 881. STATEWIDE MUTUAL ASSESSMENT COMPANIES","SUBCHAPTER C. BENEFITS PROVIDED BY STATEWIDE MUTUAL ASSESSMENT COMPANIES"],"source_url":"https://statutes.capitol.texas.gov/Docs/IN/htm/IN.881.htm#881.104","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:21Z","sha256":"d8a84aef58064775a4a791b0fe9bed54ade0a10c27afcfa9620b8454f28d3dfc","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-insurance-code-881.103","next":"us-tx/tex.-insurance-code-881.701"},"notice":"GroundRules: Original legal text. Not legal advice."}