{"data":{"id":"us-tx/tex.-transportation-code-601.072","jurisdiction":"us-tx","citation":"Tex. Transportation Code § 601.072","heading":"MINIMUM COVERAGE AMOUNTS; EXCLUSIONS.","body":"(a) Expired.\n(a-1) Effective January 1, 2011, the minimum amounts of motor vehicle liability insurance coverage required to establish financial responsibility under this chapter are:\n(1) $30,000 for bodily injury to or death of one person in one collision;\n(2) $60,000 for bodily injury to or death of two or more persons in one collision, subject to the amount provided by Subdivision (1) for bodily injury to or death of one of the persons; and\n(3) $25,000 for damage to or destruction of property of others in one collision.\n(b) The coverage required under this section may exclude, with respect to one collision:\n(1) the first $250 of liability for bodily injury to or death of one person;\n(2) the first $500 of liability for bodily injury to or death of two or more persons, subject to the amount provided by Subdivision (1) for bodily injury to or death of one of the persons; and\n(3) the first $250 of liability for property damage to or destruction of property of others.\n(c) The Texas Department of Insurance shall establish an outreach program to inform persons of the requirements of this chapter and the ability to comply with the financial responsibility requirements of this chapter through motor vehicle liability insurance coverage. The commissioner, by rule, shall establish the requirements for the program. The program must be designed to encourage compliance with the financial responsibility requirements, and must be made available in English and Spanish.\nActs 1995, 74th Leg., ch. 165, Sec. 1, eff. Sept. 1, 1995.\nAmended by:\nActs 2007, 80th Leg., R.S., Ch. 1298 (S.B. 502), Sec. 1, eff. September 1, 2007.\nActs 2023, 88th Leg., R.S., Ch. 709 (H.B. 2190), Sec. 68, eff. September 1, 2023.","path":["TRANSPORTATION CODE","TITLE 7. VEHICLES AND TRAFFIC","SUBTITLE D. MOTOR VEHICLE SAFETY RESPONSIBILITY","CHAPTER 601. MOTOR VEHICLE SAFETY RESPONSIBILITY ACT","SUBCHAPTER D. ESTABLISHMENT OF FINANCIAL RESPONSIBILITY THROUGH MOTOR VEHICLE LIABILITY INSURANCE"],"source_url":"https://statutes.capitol.texas.gov/Docs/TN/htm/TN.601.htm#601.072","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:44Z","sha256":"c87e2e68afb682939e46e3731bab43a99ff3fe2971b30c11e321c1a0ddbe3a00","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-transportation-code-601.071","next":"us-tx/tex.-transportation-code-601.073"},"notice":"GroundRules: Original legal text. Not legal advice."}