{"data":{"id":"us-ut/utah-code-13-45-502","jurisdiction":"us-ut","citation":"Utah Code § 13-45-502","heading":"Definitions.","body":"As used in this part, \"security freeze\" means:\n(1) if a consumer reporting agency does not have a file that pertains to a protected consumer, a restriction that:\n(a) is placed on the protected consumer's record in accordance with this part; and\n(b) except as otherwise provided in this part, prohibits the consumer reporting agency from releasing the protected consumer's record; or\n(2) if a consumer reporting agency has a file that pertains to the protected consumer, a restriction that:\n(a) is placed on the protected consumer's credit report in accordance with this part; and\n(b) except as otherwise provided in this part, prohibits the consumer reporting agency from releasing the protected consumer's credit report or any information derived from the protected consumer's credit report.","path":["Title 13 Commerce and Trade","Chapter 13-45 Consumer Credit Protection Act","Part 13-45-5 Credit Report Protection for Minors"],"source_url":"https://le.utah.gov/xcode/Title13/Chapter45/13-45-S502.html","current_through":"2026 General Session","vintage":"","retrieved_at":"2026-09-03T11:34:33Z","sha256":"8e7199d06a72df3c15f6250c2b6ba6a4b44f774e615d3a4f2e220d1596499c59","source_id":"us-ut","stale":false,"prev":"us-ut/utah-code-13-45-501","next":"us-ut/utah-code-13-45-503"},"notice":"GroundRules: Original legal text. Not legal advice."}