{"data":{"id":"us-ut/utah-code-13-78-106","jurisdiction":"us-ut","citation":"Utah Code § 13-78-106","heading":"Applicability.","body":"(1) A provider offering or providing earned wage access services in this state:\n(a) does not violate state law governing deductions from payroll, salary, wages, compensation, or other income or the purchase, sale or assignment of, or an order for earned but unpaid income;\n(b) is not offering a loan or other form of credit or debt, if the provider is not a creditor, a debt collector, or a lender; or\n(c) is not offering a money transmission, if the provider is not a money transmitter.\n(2) Fees, voluntary tips, gratuities, or other donations paid to the provider, in accordance with this chapter, are not interest or finance charges.","path":["Title 13 Commerce and Trade","Chapter 13-78 Earned Wage Access Services Act"],"source_url":"https://le.utah.gov/xcode/Title13/Chapter78/13-78-S106.html","current_through":"2026 General Session","vintage":"","retrieved_at":"2026-09-03T11:34:33Z","sha256":"dd265bf144d2a4aef8e477bfa66559c69ed9a75118e94b54461a4c265185d6a4","source_id":"us-ut","stale":false,"prev":"us-ut/utah-code-13-78-105","next":"us-ut/utah-code-13-79-101"},"notice":"GroundRules: Original legal text. Not legal advice."}