{"data":{"id":"us-ut/utah-code-31a-20-101","jurisdiction":"us-ut","citation":"Utah Code § 31A-20-101","heading":"Underwriting limitations.","body":"(1) No insurer may insure or attempt to insure against:\n(a) a wager or gaming risk;\n(b) loss of an election;\n(c) the penal consequences of a crime; or\n(d) punitive damages.\n(2) An insurer may not consider, use, or rely upon the existence, likelihood, possibility, or exposure to punitive damages when engaging in any of the following under this title:\n(a) underwriting;\n(b) rating;\n(c) risk classification; or\n(d) determining premiums or other charges for a policy.","path":["Title 31A Insurance Code","Chapter 31A-20 Underwriting Restrictions"],"source_url":"https://le.utah.gov/xcode/Title31A/Chapter20/31A-20-S101.html","current_through":"2026 General Session","vintage":"","retrieved_at":"2026-09-03T11:34:33Z","sha256":"50cc9e924fd73f2f6c4cfa632218d5499dfd943976a740382194f8620b02dd3d","source_id":"us-ut","stale":false,"prev":"us-ut/utah-code-31a-19a-408","next":"us-ut/utah-code-31a-20-102"},"notice":"GroundRules: Original legal text. Not legal advice."}