{"data":{"id":"us-ut/utah-code-31a-22-1704","jurisdiction":"us-ut","citation":"Utah Code § 31A-22-1704","heading":"Scope of certificate of insurance.","body":"(1) A certificate of insurance is not an insurance policy and does not affirmatively or negatively amend, extend, or alter the coverage afforded by an insurance policy to which a certificate of insurance refers.\n(2) A certificate of insurance may not confer to a certificate holder a right that is not provided by an insurance policy to which the certificate of insurance refers.\n(3)\n(a) A certificate of insurance may not refer to a contract that is not an insurance policy, including a construction or service contract.\n(b) Notwithstanding any requirement, term, or condition of a document with respect to which a certificate of insurance may be issued or may pertain, the insurance coverage afforded by a referenced insurance policy is subject to the terms, exclusions, and conditions of the insurance policy itself.","path":["Title 31A Insurance Code","Chapter 31A-22 Contracts in Specific Lines","Part 31A-22-17 Property and Casualty Certificate of Insurance Act"],"source_url":"https://le.utah.gov/xcode/Title31A/Chapter22/31A-22-S1704.html","current_through":"2026 General Session","vintage":"","retrieved_at":"2026-09-03T11:34:33Z","sha256":"ad98b7c1531442e407aa2ae83dd8ac5948385f8e26b71a92402760ec7b45c784","source_id":"us-ut","stale":false,"prev":"us-ut/utah-code-31a-22-1703","next":"us-ut/utah-code-31a-22-1705"},"notice":"GroundRules: Original legal text. Not legal advice."}